Safe loans

If feel you need to borrow money try a safe place such as the Credit Union. Your local Credit Union is a cooperative organisation that specialises in savings and loans from as little as £100.

If you live in Cardiff or the Vale please contact The Cardiff and Vale Credit Union:

County Hall
Atlantic Wharf
Cardiff CF10 4UW
029 2087 2373
ccu@cardiffcu.com
www.cardiffcu.com

Dragon Savers Credit Union covers the Rhondda Cynon Taff area. Their contact details are:

107 Bute Street
Treorchy CF42 6AU
01443 777043
stonemanc@dragonsavers.org

If you live in Neath contact the Neath Port Talbot Credit Union:

26 Windsor Rd
Neath SA11 1LU
01639 632100
admin@nptcu.co.uk

Hafren Credit Union which covers the Newtown area has now merged with North Wales Credit union to create Cambrian Savings and Loans, you can contact them here:

20 Broad Street,
Newtown,
Powys
SY16 2NA
01686 623741

http://www.northwalescu.co.uk/en/membership/newtown

Loan sharks

Do not consider borrowing money privately.  You will likely end up paying out much more than you originally borrowed. A time may come when you are unable to make a repayment and you could find yourself, or your family, being threatened with violence. If you're worried about a money lender in your area, or being threatened by a money lender, you can report them to the Wales Illegal Money Lending Unit which operates a 24 hour confidential helpline on 0300 123 33 11.